August 2015

More Home for a Lower Cost of Housing

What if you could live in a larger and possibly newer home for less than you are currently? Would you consider moving? Do you want to hear more? Interest rates, while they’re expected to go up, actually took a small dip and are still hovering at the 4% or below mark for a 30 year mortgage and almost one percent less for a 15 year term. Let’s assume that you… Read More »More Home for a Lower Cost of Housing

Get Ready for College

One of the important things as a parent is to plan for their children’s education. Let’s look at two different approaches: a savings account or investing in rental real estate. Assuming your child is five years old and you start putting $250 a month in a savings account earning 2%, in 13 years you’d have $44,497.41 to pay for their college. Anticipating that isn’t going to be enough, you’d have… Read More »Get Ready for College

Wait a Year…It Won’t Matter?

There is a frequently quoted expression “more money has been lost from indecision than was ever lost from making a bad decision.” Regardless of the extent of its accuracy, most people can recall when procrastination has cost them money. There are markets so short of inventory that buyers have become frustrated after losing bids for several homes and have decided to wait until more homes come on the market. In… Read More »Wait a Year…It Won’t Matter?

George/Mary Ann Was Right!

It’s been one of those weird weeks. Torn. That’s what I’ve been. Torn. Yes/No, Too Old/Just Right. Shoulda/Coulda/Woulda. What’s he talking about? I’ve been doing two things this week: booking classes for the rest of 2015 and trail running lots of miles while focusing on getting extremely fit. Outside of those things and my wonderful evenings hanging out with my wife, Linda, not much else is happening. In a lot… Read More »George/Mary Ann Was Right!