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Better Than Sex?

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The Campaign for Learning in the U.K. recently compiled research on an age-old topic: learning. Basically, the article was focused on sharing some statistics in order to get people to see the UP-side of learning. Some of the information they shared was: 95% of people think that learning about new things boosts your confidence. (National Adult Learning Survey, DfEE, 1998)  I am guessing that every one of us could use a… Read More »Better Than Sex?

Wayne Gretzky and Customer Service

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“Don’t think, React!” That was the daily advice of my Junior High School basketball coach, Mr. Korowin. He believed that if we spent too long pondering the next move on the court, we would be prone to mistakes, indecisiveness, and poor judgment. For us, gangly eighth graders, it may well have been excellent advice. Better advice might have been to learn to be proactive rather than reactive. Being proactive means we’re taking… Read More »Wayne Gretzky and Customer Service

6 Reasons for Rentals

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Rental homes have several distinct advantages compared to alternative investments. These advantages coupled with the opportunity for a higher yield make it a clear choice for some investors. The ins and outs of stocks, bonds, mutual funds, commodities and other investments are unfamiliar with most people. It is obviously possible for anyone to invest in them but the lack of knowledge about how they work could make it more difficult… Read More »6 Reasons for Rentals

The Cost of Co-Signing

It seems fairly innocuous; a friend or family member wants you to co-sign on a loan because they don’t qualify. They assure that they’ll make the payments; they’re quite convincing and very appreciative. You don’t want to disappoint them and after all, it’s not like it’s going to cost you anything…is it?  Think of it this way. They couldn’t get a loan unless you co-sign for them. If they don’t… Read More »The Cost of Co-Signing

Finding the Best Mortgage

As rates are inching up but still very affordable, buyers should remember that there is an alternative to a fixed rate mortgage that can provide the lowest cost of housing for the homeowners who understand the parameters. A $300,000 fixed-rate mortgage at 4% has a principal and interest payment of $1,432.25 per month for the entire 30 year term. A 5/1 adjustable mortgage at 3% has a $167.43 lower payment… Read More »Finding the Best Mortgage

Things That Kill Your Credit

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Some people take their credit for granted and don’t start paying attention to it until they need it. The problem with this is that it could delay if not altogether cause the loan to be denied. The most common issue is not correcting items on your credit report. A large majority of credit reports have errors but not all of them are critical. Since it takes time to remove them,… Read More »Things That Kill Your Credit

More Home for a Lower Cost of Housing

What if you could live in a larger and possibly newer home for less than you are currently? Would you consider moving? Do you want to hear more? Interest rates, while they’re expected to go up, actually took a small dip and are still hovering at the 4% or below mark for a 30 year mortgage and almost one percent less for a 15 year term. Let’s assume that you… Read More »More Home for a Lower Cost of Housing

Get Ready for College

One of the important things as a parent is to plan for their children’s education. Let’s look at two different approaches: a savings account or investing in rental real estate. Assuming your child is five years old and you start putting $250 a month in a savings account earning 2%, in 13 years you’d have $44,497.41 to pay for their college. Anticipating that isn’t going to be enough, you’d have… Read More »Get Ready for College

Converting Leads Two Minute Tip 38 Part 1 of 2

Whether you are a new agent building your business or an established agent keeping your database fresh, maintaining a flow of potential customers is crucial to your success. Attracting leads is key, but if you don’t have effective systems for converting them into closings, you’re leaving money on the table. So let’s take a minute (or TWO….) to look at two of the four steps to successful Lead Conversion. We… Read More »Converting Leads Two Minute Tip 38 Part 1 of 2

Intermission, Goals and Dancing Hot Dogs

CAUTION! The video below may produce nostalgic memories, hunger or nightmares. Watch only after extreme forethought. Discretion is advised. Happy July 1st. Half of the year is gone. It’s intermission. Anyone old enough to remember drive-in movies will fondly (or scarily) recall juggling popcorn bags, tightrope walking ice cream bars and of course, dancing hot dogs being the highlight of that halfway point at the movie. So tell me (or… Read More »Intermission, Goals and Dancing Hot Dogs